Terms and Conditions

Acceptance of Terms
IMPORTANT! PLEASE READ CAREFULLY. THIS IS A CONTRACT. BY USING THIS WEB SITE, YOU ACCEPT ALL TERMS AND CONDITIONS OF THIS AGREEMENT. YOUR ACCESS AND USE OF THE WEB SITE CONSTITUTES YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW. If you disagree with any of the terms that follow, or do not agree to be bound by all such terms, do not use this site or any of it's related services.

Personal and Noncommercial Use Limitation
In order to use the Services, you must be at least 18 years of age. In consideration of your use of the Services, you agree to provide true, accurate and current information about yourself as prompted by the required registration forms. This Site is for your personal, noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or service found on or obtained from the Site; provided that you may download, reproduce, and retransmit Insurance For Today, Inc. Information solely for non-commercial purposes within your organization. With the exception of the foregoing limited authorization, no license or right in any copyright of Insurance For Today, Inc. or any other party is granted or conferred to you.

The site is provided on an "as is" basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability, fitness for a particular purpose, or non-infringement, other than those warranties which are imposed by and incapable of exclusion, restriction or modification under the laws applicable to this agreement. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. IN NO EVENT SHALL INSURANCE FOR TODAY, INC., ITS AGENTS, REPRESENTATIVES OR LICENSORS be liable for any LOSS OR INJURY OR ANY damages, either direct, indirect, punative, special, incidental, consequetial or otherwise, resulting from, or in any way connected to, the use of this site OR ANY INSURANCE FOR TODAY, INC. INFORMATION, in each case regardless of whether such damages are based on contract, tort, strict liability, or those other theories of liability. Some jurisdictions do not allow the exclusion of implied warranties or consequential or incidental damages, so portions of the above-referenced exclusions may not directly apply to you. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST INSURANCE FOR TODAY, INC, ITS AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE SITE OR ANY OTHER INSURANCE FOR TODAY, INC. INFORMATION.

Copyright and Proprietary Rights Information
The Site may contain technical inaccuracies or typographical errors or omissions. Insurance For Today, Inc. reserves the right to make changes, corrections and/or improvements to the Site, and to the products and programs described in such information, at any time without notice.

This Site contains and references trademarks, patents, trade secrets, technologies, products, processes or other proprietary rights of Insurance For Today, Inc. No license or right to or in any such trademarks, patents, trade secrets, technologies, products, processes and other proprietary rights of Insurance For Today, Inc. and/or other parties is granted to or conferred upon you.

Available Services
The purpose of the Site is to provide consumers with the ability to receive comparative insurance quotations based on the information you have provided. Once you have provided us with the information needed, by sufficiently completing an appropriate online form, you will receive a competitive quote.  We then may contact you directly if necessary.  From time to time we may ask for additional information we may need to obtain an accurate quote. By comparing the most competitive quotes received from the insurance companis we represent, you will be able to select most competitive quotes offered by thousands of insurance companies.

USER INFORMATION
While using the Site, you may be asked to provide, or choose to provide on your own, information (hereinafter "User Information"). The User Information you submit to us in order to receive insurance quotations and not in any other manner. Our information collection and use policies with respect to the privacy of personal information, with the exception of testimonials, which may be used to advertise our Site, are set forth in our Privacy Policy section, which is incorporated herein by reference for all purposes. Please read our Privacy Policy before submitting your User Information. You acknowledge and agree that you are solely responsible for the accuracy and content of the User Information. We will not display, disclose, sell, refer, share or otherwise give access to your personal private User Information, accept as for the purpose of providing insurance quotation as set forth in the Term and Conditions of this Agreement. We reserve the right to refuse to post or to remove any User Information, in whole or in part, that, in our sole view, are unlawful, unacceptable, undesirable, inappropriate or is in violation of these Terms and Conditions.

Links to the Web Site
You may not establish a hypertext "link" to the Web Site and/or distribute, modify or re-use the text or graphics of the Web Site unless you obtain prior express written permission from Insurance For Today, Inc. allowing you to do so.

Links to Third Party Sites
This site contains links to sites that are controlled by third parties. Those linked sites are not under the control of Insurance For Today, Inc., and Insurance For Today, Inc. is not responsible for the contents of any linked site or any link contained in a linked site. Insurance For Today, Inc. is providing those links to you only as a convenience, and the inclusion of any link does not imply endorsement by Insurance For Today, Inc. of any linked site or constitute any warranty by Insurance For Today, Inc. of any linked site or any items contained on such site.

Governing Law
Any disputes arising out of or related to the Site shall be governed by and construed and enforced in accordance with, the laws of the State of Georgia applicable to contracts entered into and to be performed entirely within the State of Georgia.

No Unlawful or Prohibited Use. As a condition of your use of the Site, you warrant to Insurance For Today, Inc. that you will not use the Site for a purpose that is unlawful or prohibited by these terms, conditions, and notices.